Europe’s paradox: rich in savings, short on investment Europe’s economic debate has entered a decisive phase. Almost ten years after the launch of the Capital Markets Union (CMU) and a year after Mario Draghi’s competitiveness report, the same structural paradox remains: Europe is a high-saving continent that invests too little in itself. Households across the EU hold more financial wealth than those in any other advanced economy, yet a disproportionate share remains in cash

Context On 8th September 2025, former Prime Minister of France François Bayrou asked the Assembly for a vote of confidence that resulted in a heavy defeat with 194 votes in favor of the government and 364 against. The motion was directly tied to the austerity budget for 2026, unveiled by Bayrou during the summer. In response, President Emmanuel Macron appointed Sébastien Lecornu, ex-Minister of the Armed Forces and Veterans Affairs, as Prime Minister on 9th September. Howev

In recent months, the European banking landscape has experienced a wave of mergers and acquisitions, with profound implications for the...